Friday, December 12, 2008

Older Holidaymakers


Senior citizens are one of the most likely groups to holiday abroad,
but it is also this group that can have the most difficulty in getting
an affordable deal on travel insurance.
There are insurance companies that specialise in providing cover for
the over 65’s, as well as a number of non-specialist policies available
that cater for the older traveler.
However, some insurers no longer offer multi-trip annual travel insurance
cover to older holiday makers, meaning that the older generation are
often excluded from the cheapest travel insurance options available.
There are now a range of providers that offer cheap travel insurance
for the older holidaymaker, however some customers still find
themselves having to pay much higher premiums for the chance to go
abroad due to the increased risks associated with their age group.
Because of the higher cover prices for their age group, many are tempted to make the trips without taking out travel insurance in order to avoid paying a high price for cover which may exclude existing medical conditions.
The stereotypical view that older holidaymakers have an increased
risk of falling ill or having an accident whilst on holiday makes it
difficult for the older traveler to find an affordable travel
insurance deal.
In the event of complications happening whilst on holiday, treatment
can be expensive – not too mention the costs involved when booking an
earlier flight home.
However, with a wider variety of specialist providers now offering
affordable deals, older holidaymakers now have more options when it
comes to selecting travel insurance for overseas excursions.



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